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It is a residential service contract that helps protect the homeowner in the event of a mechanical breakdown of a covered component. The HMS Home Warranty covers the home during the listing period and protects the home buyer for a year after closing. Covered components include major systems such as heating and air conditioning (an additional fee is required for seller coverage), hot water heater, plumbing and electrical. It also covers built in appliances such as the refrigerator, stove, dishwasher, washer and dryer.




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